Car Insurance with Port Ban
Car Insurance with Port Ban, DinSide Youth under 26 years in the United Kingdom provided 40 percent discounted insurance premiums if they drive between the hours of 23 and 05, It is the insurance company RSA Insurance as via the company Motaquote offer this new type of insurance. Young people who want to take advantage of this insurance, you must have a GPS transmitter installed in the car – which detects whether they adhere to the agreement. This writes the British consumer magazine Which.co.uk (you can see the English article on the website of Which).
Perhaps not entirely unproblematic with regard to privacy and security? See what PUL say on the matter, further down in the article. The reason for the new, youth-oriented type of insurance, is a desire to reduce traffic accidents among young people – as often happens in this period.
Easier to choose insurance
GPS transmitter that plugs into the car, called i-Cube. According to the website of the cube, sends a GPS signal to the insurance company if your car is used in the defined period of curfew. If young people are running the car in the red hours, ie between 23 and 05, is a surcharge of 45 pounds per time (per night). The car is still insured even when violations of the curfew – but you must therefore pay a surcharge.
- Not discussed
Codan Insurance (formerly Trygg-Hansa Insurance) in Norway is part of the RSA insurance executive, and should be the nearest Norwegian insurance company to impose such insurance – the relationship with the British insurance company considered.
- We have not discussed it in Norway. I know that there is such insurance, but know little about it – and it has not been any discussion with us, “says director Stefan Langva in Codan Forsikring. I would not rule out that there comes a time, but it has thus not been an issue with us so far, “said Langva on to DinSide.
We have also checked what two other major Norwegian insurance companies think about this type of insurance, and whether it is possible that they come with such a product in the near future.
- We have not wanted to go in the direction that we will monitor some customer groups, and we have no plans for it, “says information director Jack Frostad in If, for DinSide.
- The GPS-based systems has been discussed a lot. If we are in has not wanted to be ahead here, there is much that most people are not quite ready for it, we think you will find it a bit in 1984 and big brother watching you. So we have chosen to put us a little on the fence and not be the first in Norway that go with it, “says manager for engine in If, Ola Roll.
- But one should not disregard the fact that the competitive situation in the market will force it out. If a player goes out with it, it will of course initially be talking about significant amount of discount. Eventually you will see that the price differences are very large – making many interested. Thus, it will for economic reasons to force his way in the market, and you have to decide whether this is something you want, continues Ola Roll.
- As the insurance man, I definitely see the potential. If we say that our task is to distribute the burdens of harm fair, this would be appropriate. You would be able to calculate risk more accurately than today. But we have therefore done nothing to push this through, “says Roll in If the DinSide.
The secret bonus cartel
Neither TrygVesta has plans to introduce this type of insurance with the first.
plans for continuation
Mutual insurance made with the Norwegian Public Roads Administration project which meant GPSer in the car and reduced insurance premiums to a youth group at Karmøy. You can read the details about the project in the box to the right. This meant also alert the driver if he was too fast. Mutual has no plans to continue this.
- We currently have no plans to continue it, the project is completed and the report is written. The technology offers many possibilities you could imagine, but it is hardly salable, we believe. But what happens in the future, we know the course not, “said Tore Vaaje, working with traffic safety at the Union.
- Women in the best traffic
GPS is the problem
According to information director Ove Skåra in PUL is not entirely unproblematic in terms of privacy, and if something like that would be relevant in this country, had the appropriate insurance companies prepare for a few rounds with the Data Inspectorate.
- We are familiar with the type of technology, and it has been discussed for several insurance companies to use GPS in relation to several things. But we have yet no concrete plans to adopt this type of technology, information officer, said in TrygVesta Insurance, Ingrid Holm Svendsen, to DinSide. We also see that if you have a GPS in the car that is connected to the insurance company, so it will be touching some privacy considerations, “said Holm Svendsen.
We know that there have been some Norwegian insurance companies who have sniffed at the idea, says information director Skåra. The problem is that it used a GPS transmitter, which detects a lot of information about you, how you’ve been, how often, how far you run, when you run, how fast you run, etc. – GPS transmitter from the very much information about you, “said Skåra to DinSide.
“Voluntary” and voluntary …
An installation of a GPS transmitter in your car, will of course only to be voluntary on your part – but Skåra in PUL puts into question whether this eventually will actually be so “voluntary” if it is implemented and regular.
- One can of course question the volunteering later: If this becomes common, it will be expensive for those who will not, continue Ove Skåra.
More information about you
- Much of what we here want to achieve, could have been achieved without the GPS – which is also the greatest challenge in relation to privacy here. If you’ve accepted such a solution, it is natural to think that here is the information – which of course is important, for example, police can access if something were to happen – or any other authorities also said Skåra to DinSide.
Skåra also questions about what other opportunities the insurance companies can see the further development of this type of data storage for customers. If companies can sift information about the driver’s movements, they can sift out who are your best customers – that’s the least risk – and prioritize these.
What do you think about this type of auto insurance? Would you be willing to install a GPS transmitter in the car, who gave information to the insurance company?
What Is the rough price on a vauxhall astra 1.6 sxi.
I am 19 years old, male, from Southend